Emergency trades person service
Valid: in Switzerland
simpego organises and covers the costs for specialists and tradespeople up to CHF 2000 per event in emergency situations that require immediate intervention (e.g. pipe cleaning, repair of defective sanitary facilities, repair of defective heating, air-conditioning and ventilation systems, etc.).
The insurance also covers the removal or relocation of wasp, hornet or bee nests and the control of ants, cockroaches, silverfish, mice, rats, and bedbugs.
Loss of keys:
Your keys (e.g. house keys of homeowners): simpego will cover the costs of up to CHF 2000 for a locksmith as an emergency measure and for replacement keys, and in the event of the loss (including misplacement) and damage of keys, badges or magnetic cards or in the event of the unforeseen inoperability of locking systems. The insurance also covers accidentally being locked in and locked out and an insured person no longer being able to open entrance doors themselves as a result of illness, loss of consciousness or death.
Third-party keys (e.g. rental properties): simpego will cover the costs for a locksmith as an emergency measure and assume any liability claims made against you and the defence of any unjustified liability claims in the event of loss (including misplacement and theft) and damage.
Valid: in Europe
All insured people are insured as the driver or passenger of bicycles, electric motorbikes and electric bikes with assistance up to 25 km/h, mobility scooters with electric motor, wheelchairs and electric wheelchairs.
In the event of breakdowns (including discharged batteries or loss of vehicle key), traffic accidents and theft or malicious damage to the vehicle, simpego will cover costs of up to CHF 2000 per event, such as for breakdown assistance, return or continued travel via an alternative means of transport if it is not possible to repair/recover the vehicle on the same day.
To take out 24 h home assistance cover, it is not necessary to take out
home contents or buildings insurance at the same time.